Mortgage Broker Hobart
Buying, refinancing or investing in Hobart? Three Capes Finance offers practical, locally focused mortgage broking - lender shortlists, clear document packs and hands-on case management from application to settlement.
What we do in Hobart
Home purchase and pre-approval - realistic borrowing estimates, settlement timing and conditional/auction strategies.
Refinancing and rate reviews - break-cost analysis, restructure options and cash-flow improvements.
Investor lending - interest-only and split-loan structures, portfolio design for growth.
First-home buyer support - incentives, stamp duty guidance and deposit planning.
Complex and expat income cases - ABN, trust structures and overseas income handled carefully.
How we work
Discovery call - define goals, timeline and required documents. We take the time to understand your needs and long-term goals.
Lender match - select lenders that best fit your profile and submission strategy.
Submit and manage - we prepare the application, respond to queries and advocate on your behalf.
Settlement - we coordinate settlement, confirm paperwork and work with the solicitors to ensure everything runs smoothly.
Post-Settlement service - our committment to you never ends at setement. As part of our ongoing service, we conduct thorough half-yearly loan reviews to ensure you're always on the best deal. We keep lenders honest.
Local insight - Hobart essentials
Hobart buyers commonly face two recurring items - stronger competition for centrally located, move-in-ready homes; and conservative valuations for properties with steep blocks or limited vehicle access. If you are borrowing close to capacity or working to a tight settlement window, having pre-approval and a clear valuation plan materially reduces risk.
Quick checklist before you apply
Photo ID and proof of Australian citizenship or residency.
Recent payslips and bank statements showing salary credits.
1-2 years financials, ATO notices and/or BAS for self-employed borrowers.
Current loan statements if refinancing.
