Free Mortgage Calculators
Take the guesswork out of your home loan decisions.
Our free, easy-to-use mortgage calculators help you estimate repayments, compare refinance savings, and see how extra repayments could shorten your loan term.
Whether you're buying your first home, refinancing, or planning ahead, these tools will give you clear numbers in seconds.
Home Loan Repayment Calculator
Work out what your regular mortgage repayments might be.
Estimate what your regular repayments could be based on your loan amount and interest rate.
Enter your loan amount, term, interest rate, and repayment type to get a fast estimate.
Refinance Savings Calculator
See how much you could save by refinancing your home loan.
Compare your current loan to a new offer to find out how much you could reduce repayments or interest over time.
Enter your current loan balance, interest rate, term, and your new offer details to see the savings.
Borrowing Power Calculator
Find out how much you could borrow.
Use your income and expenses to get an estimate of your borrowing capacity for a home loan.
Enter your income, living costs, and debts to calculate your estimated borrowing limit and repayments.
Early Repayment Calculator
Save more by paying a bit extra.
Estimate how making extra payments over time can reduce your loan term and total interest paid.
Enter your loan details, extra contribution, and when you'd like to start making additional repayments.
Offset Calculator
Reduce interest with an offset account.
See how keeping money in an offset account can lower your interest bill and shorten your loan term.
Enter your loan details and offset account balance to calculate the impact on interest and loan length.
Stamp
Duty Calculator
Estimate your upfront government costs.
Work out stamp duty and government fees based on your property details and location.
Enter your state, property value, and buyer status to estimate stamp duty, concessions, and grants.
