Frequently Asked Questions

  • Borrowing power is the estimated amount a lender may offer you based on your income, expenses, and debts.

  • Including joint income may increase your borrowing capacity, especially for couples or co-buyers.

  • This is a guide only. Lenders use detailed assessments and credit checks.

  • No. It only calculates the maximum loan amount you may be eligible for.

  • Different repayment frequencies impact the total interest and loan term slightly.

  • Not in this calculator. Lenders may accept those forms of income but their treatment can differ from other sources of income. Get in touch today to find out.

  • High living costs or other debts will reduce borrowing power. This calculator uses your entered values.

  • Use this result as a starting point. Get in touch with us to assess your situation and lender options more accurately.