The First Home Guarantee (FHBG) offers an incredible opportunity for Australians to step into the property market with just a 5% deposit, while avoiding the hefty cost of Lenders Mortgage Insurance (LMI).

Unlike some government housing initiatives, the FHBG is not an equity share scheme—you retain full ownership of your home.

Here’s everything you need to know about how the FHBG works, who can apply, and why it could be the key to your homeownership goals.

Buying your first home?

It can seem overwhelming. We know it was for us.

Whether it’s knowing the common pitfalls or making sure you are taking advantage of any available government schemes, found out how we can help make the process smooth and easy.

Having a great mortgage broker by your side can make a huge difference.

If there’s one thing we all value, it’s time and money. With interest rates expected to ease in the coming year, now is the perfect time to make sure you’re securing the best deal on your home loan—or confirm that your current loan is still the right fit.

Many homeowners and buyers are re-evaluating their options. Navigating the lending landscape can be time-consuming and overwhelming, but a mortgage broker’s expertise ensures you can make informed decisions efficiently and confidently.

This article covers six ways a mortgage broker can save you time and money, especially in today’s evolving interest rate environment.

Learn some of the ways they can help you achieve your property dreams and protect you from some common pitfalls.

When Should You Consider Refinancing?

The mortgage market is more competitive than ever, offering homeowners plenty of opportunities to save money. Interest rates fluctuate daily, and banks are eager to attract new customers.

Refinancing your home loan could mean accessing a lower rate, better features, or improved flexibility.

It’s our aim to always be recognised as the best mortgage broker in Hobart & across Australia by helping homeowners like you secure the best deals and save money.